you may have to do each and every task in the initial six months, which means you are running behind your customers, you are marketing yourself, you are creating your website, you are networking, you are...


is 50 problem solved i'll tell you why see while you're planning you're putting out the content and data and information that is in your mind and in your brain you're writing it down in a book


that offloading will take 50% of your anxiety. And if you have the right team, if you have a right team, you can delegate that work. That will take you another 25% of your stress.


And next is, any guesses, Raj? One-on-one conversation.


But that one-on-one conversation with maybe your spouse, your parents, your friends, your team members and understanding what's right, what's wrong, that is power. And you know what, Raj, one-on-one conversation also establishes strong relations, strong foundations. See, today it is because our one-on-one conversation, although we are meeting second time, but we both equally contribute. Even in this conversation, we are equally contributing to the one-on-one participation. Now that, imagine...


Many entrepreneurs, they do not. Maybe it's not their fault. Maybe they're not trained in this area. Let's put it that way. Rather than pointing fingers on anyone. But the point of this entire session is that if you are wanting to become an entrepreneur, you have to focus on one-on-one conversation. And these information are not going to be found on Google. These are practical experiences. So I will always push. This is with respect to Team Raj. But even if you were to sell, let's say this bottle of water, if you talk to me one-on-one on 10 minutes, asking me what is the packaging, what was the quality of water?


If you just do these one-on-one conversations with 100 people in 3 months, what is your network? Take 50% out, 150 people. Take another 50% out, 75 people. If you drop them a message that...


You know, let me be honest here.


We all have our own dreams, we have our own needs, we have our own aspirations, okay? But cultivating an entrepreneurial mindset...


On the forefront of the game. We are expected to be top of the game.


but we are living in 21st century that too in the times of AI


Let's say if you carry the spirit of entrepreneurship, which means I am my own boss, I am my own employee, I am the team and I do not hesitate to take any tasks.


this experience that you are having with me and you see my proposal there that Mr. Sagar has applied to become a L&D trainer for this company. Then this experience you will say that hey you know what let's take his profile ahead. I know him. He will deliver. Now you never know. So the central theme is that


Now, I'll be giving you a data which will really shock you.


Now, we will decode it together, okay? So, I will just share.


Number two reason is ran out of cash. Number three reason is not the right team. Just hear me carefully, okay? Number three reason is not the right team. Number four reason is getting out-competed. Number five is pricing. Number six...


spirit gone bad, next one is lack of passion, next one is failed geographical expansion,


17 reasons are human behavior based. Only 3 reasons are your whatever you call education, MBA, non-MBA, IT, whatever you call it is the logical way. 17 you and me can directly control. I'll tell you how.


Again, it's a human behavior based. Next one is burnout. You can't burn. Burnout should not be the reason to fail. Like how this can be? I'm surprised that out of 2017 reasons, when we say disharmony amongst investors or getting uncompeted, which means that you're not listening. Which means that you have a fundamental...


I'm not here to complain about a person A and person B. My point is that this should not be the reason why business should fail. You have to work on... 17 reasons is where you have to work on human skills. No market need. Maybe yes, understandable that, you know what, we tried to be more creative and we created a new product, but there is no market need. It's okay. We'll figure out a way. Ran out of cash. Maybe this can happen. If you... Maybe I would say even this should not happen. Planning should solve for this. But see, the central part is very clear that the reasons for failure are not external. The reasons of failure is where we have to look within. This was the central point.


employee of a company or if you are a senior leader in an organization these skills can help there as well


of what the other person is trying to say


Usually what we end up doing is when we see that there is an issue, we always point to the person.


You are surrounded by people. Ultimately, business is people. Please get it. If I have this product, unless I don't touch your heart, you may not give me opportunities again and again. So it is about...


will play a very big role. Let's say if things are not good in our family, let's say if I have some issue with my mom or dad or my wife, I will say, you know what, you have a problem. There's a problem in you. You have to improve yourself. What we're trying to do is, we're trying to merge the person and the problem. And the reason I'm giving this example is because...


Okay, so with parents and friends and family, we have the liberty to merge both problem and people.


So what I did is I tried to separate the problem and the person and without complaining, I tried to solve it. I'm just giving a very rudimentary and a very simple example. If you're becoming an entrepreneur, which means you have to handle your team, you have to handle your clients, you have to handle your investors, you have to handle your personal relations, you have to handle stakeholders. If you see problem in everyone, how will things work? So that separation is very important. And you as a leader, it is even more important reason being that tomorrow if you become a team size of 50 or 100.


And I'll tell you a very funny thing. Remember one thing. If you become an entrepreneur for year 1 and year 2, you would be focused on the product and services. From year 3, there would be people who would be building your product and services. You have to focus on people. Eventually, you have to learn that skill. But being aware from stage 1 will help you. See, does it help me also, Raj? If I...


Next, very important, seeing the reality as it is.


They might be struggling with a life-threatening disease, be it cancer or anything, right? When someone hits cancer, then only we start seeing reality as it is. Hey, maybe...


Now, you don't have to wait for having cancer to see the reality. Seeing reality as an entrepreneur is very important.


So seeing reality as it is, is very, very, very critical. Now, as an entrepreneur, if...


vision and that could eventually be catastrophic if you are you know building in that fashion


of potential investors potential team members so it's all about stepping into other person's shoes at the same time


See, ultimately as an entrepreneur, right? There is a counter perspective to it also. See, as an entrepreneur, you may want to craft a new reality or you may want to craft a new experience for the people.


The central theme is that crafting a vision with the needs of the reality.


crafting the vision with the understanding of reality there is a big overlap between these two things that is very important and as an entrepreneur


You may sometimes go overboard and make some promises, which is okay. But eventually...


have and seeing reality also requires you to be authentic committed being transparent to everything that you do


self-starting के बिना, I mean without self-starting you cannot become an entrepreneur, it is very difficult.


Take ownership of everything that you do till the time you take ownership of giving it to someone who can take ownership.


Or for that matter, the kind of world that we live in today, we live in the exaggerated economy, which in turn makes us more, it makes us...


Now, judging and overthinking is not going to help you or serve you and we know that. But the question is how to stop overthinking. Now that's the question.


aligned thinker and of course meditation expressing what you're going through with people with trusted people creating a trusted community that is also going to help


See, you can form opinions. You can form...


You have a choice. You have a choice to work with a particular sect of customers or you have choice to...


You choose, but you will not judge. In any which way, there is no point judging if you are in a marketplace because the forces of the market determines the sectors.


Evolve in a completely new business. Maybe, I don't know, it could be a completely non-AI business. It's the demand of the need. See, today, with whatever work that we are doing, we are solving demand.


People say multitasking is the thing as an entrepreneur. It is a myth.


See, the best thing is to take one task, complete it. And you have a liberty as an entrepreneur in the initial stage. You have the liberty to do that.


And one more thing, problem-solving mindset. Now, problem-solving is the ultimate and the fundamental language of an entrepreneur.


Now, we had a question to her. If you are taking up a journey of an entrepreneurship, definitely I hear you. I understand that you have...


problem and have other people to work on your behalf for the next two hours or four hours now this is very simple way of solving problem or going about problem solving but the fundamental part is that as an entrepreneur problem solving is a muscle that you have to build every day every moment


So many concerns in the business itself. The core concern is, yes, I need to solve for my customer. But even to arrive at a product or a service that your customer would take from you, you have to internally solve so many things. You have to solve for time management. You have to solve for team management. You have to solve for your own health management. You have to solve for expectations of your customers. You have to solve for the vendors that you work with. You have to ensure that the product or service comes to you on time.


Why Uber and Ola is better than Kali Pili taxi? Let's discuss this. Because...


The reason why shared cap services or tech cap services are doing well is because


trust part at least your family members would know that you would be dropped safely or for that matter if you know if some accident happens there is a helpline number but when Kali Pili was there you know


Like, I still remember I had to pay thrice a couple of times to come from airport to my home in the whims and fancies of the cab drivers. So, Ola and Uber recognized the behavior aspect and also, of course, they recognized the change because they came to know that the tech is going to improve and enhance. And this is the time to build with the wave of technology.


solution in mind and most of the times the as a first time entrepreneur we start building products and services that maybe you like or maybe your friends like or maybe your family likes now


What is most important is that are you solving for the one who is going to eventually pay you for it?


you actually create what your customers are looking for. And again, you know, in the last one hour or so, we have discussed so many aspects and so many keywords that we need to...


See, solution also evolves with time. See, when Ola and Uber started, they definitely helped us with...


And now post-COVID, they have started their shuttle buses, which goes from point A to point B. So on the core solution that they have built, they have created other solutions which are eventually making their company profitable or generating revenues for them.


problem is also an opportunity. See, sometimes what happens is that we are obsessed with the particular solution that we want to create. We are obsessed with the specific idea that you want to execute. But it is an opportunity to take a journey grounds up and understand what is the actual need.


he asks five times why and when you ask yourself five times why the problem itself is well refined so i'm just giving an example but the central point is that


While you're crafting a solution, it could lead you to somewhere in a much better place. Now, usually when we talk about mindset, you know, see there are so many trainers and there are so much content available on YouTube.


Mindset itself is an attitude. See, when we hear the word mindset, right?


And the attitude is the basis of becoming an entrepreneur. There has to be a marriage between a mindset and attitude if you were to become an entrepreneur.


Start our respective businesses with a central intention of making the business profitable. That is important. That intention is so, so, so important.


The intention is to create value. Actual value. Actual value is where you complete the experience. So you have to go deep.


restaurant, be it a particular flight, the most loved thing that you enjoy is because their intention has come across and, you know, you have


Value doesn't start with creating a right product or service. See, today we have so much of information data available. Anyone can create a product and can build a decent business. Trust me when I say this. But value will come from intention. See, the reason why we love and respect Tata's and the reason why we still mourn the death of Ratan Tata, of Mr. Ratan Tata, is because he built businesses with intention.


And the next mindset is to have optimism.


Or when you start your business, you will face fear. You will see people not trusting you. You know what the funny part is? People only reflect what you reflect. People only reflect that. If you are fearful,


Optimism as a mindset and a muscle needs to be nurtured. Because if you become an entrepreneur, you would constantly be solving problems.


If you're not realist and if you're not optimist, then you would fear taking up cases which might have very few percentage of survival, right? Now, that also comes from a space of optimism. That particular zone or mindset is optimism. Otherwise, of course, you know, doctors rely on their experiences. They are trained on the technical expertise. I'm not taking that part.


someone who is mediocre doctor but is optimistic so


Now further action steps that you can take if you want to develop entrepreneurial mindset.


You would create a product or a service. You have to facilitate or delegate that work with your team. You have to facilitate introductions amongst two people. You have to facilitate responsibilities with your own self and of course with the team.


and give them opportunities to work with other entrepreneurs to contribute to the ecosystem see it is a trusted group of ultimately 15-20 people with which you work for 50 years and that's how you create wealth and this is not an example of the times we live in this is an example even in the king's time even many years ago the kingdoms that survived the most i repeat the kingdoms that survived the most were facilitating


skill of becoming a great facilitator exists you know facilitator as a term is not a very fancy term so that's why you don't see that often but that's the thing see i have built my career on facilitation like i have seen so many people so many successful entrepreneurs they have facilitated they have facilitated potential people to come together and produce magic and i see that happen every day and it is such a very underlying skill even if you go even if you see our prime minister


Second and the most important skill is becoming a mediator. See how mediator and entrepreneurship is connected. When you mediate, that means you are actually solving.


Mediation doesn't necessarily has to happen only to solve weak problems. It can happen internally. If two team members aren't interacting, you have to mediate it. If your client is unhappy or if your client is not responding, you have to mediate that conversation. You have to find ways to mediate that.


A trending example, a war in Israel was stopped because of mediation between


So you have to keep these words, keywords and refer it as a framework when you are training and equipping yourself to become an entrepreneur. We talk about facilitation, we talk about mediation and the most important part is giving others chance to lead.


A sense of responsibility, a constant sense of responsibility or tasks that we do. A lot of entrepreneurs, they want to decide everything. They want to execute everything.


But you are also doing this service to your immediate team members who can produce.


But if you were to take up a new role and if you were to devote your time and attention to something new, then you have to give others chance to lead. See, if...


The kind of impact Tata created, it would have not happened. Although we are discussing Tata as an example because, of course, it's a well-known name, but it applies to even a five-member startup or a 50-member company or a two-member company or a 1,000-member company. This principle applies anywhere. We are just discussing maybe a MS Dhoni or a Ratan Tata because of...


As an entrepreneur, it is very important to develop a skill where


On 31st January, I need to plan a social media campaign on the work that we are doing today.


How big will the message be? Who would be the potential people we would want this message to hit the most? And what do we expect?


We do disservice by not making it more contextual and outcome-based interaction. See, once there is a...


It becomes very important because you have to also do contextual conversation with your clients.


you know reminding us that this message was not clear so that is very important next and the most important point is acting relevant to the situation


As an entrepreneur, lot of situations will come at you and many times the situations will be completely alien or new to you. Act according to the situation.


How can you become an entrepreneur if you do not have empathy? You know, a mistake that I see a lot of young entrepreneurs do these days is that they're running behind money. They're running behind investors. They want to achieve. They want to prove. They want to grow. They want to make money. Of course, the society has been crafted in a way wherein these things prioritize. But...


You see, Raj, there is a very funny thing. The way organizations are built today are based on the principles of army. You know, there used to be a CEO in an army. There used to be the kind of chain of command that the modern day management has created. It has been derived out of the army philosophy. Because in the last 200 years, or let's say in the last 100 years, we have created a society of commerce and business. But before that, it was only army kingdoms capturing. So these principles come from those domains.


If we do not keep empathy in the forefront, it is not going to create an impact.


being associated with you or want to associate with you or have been associated with you for last many years because of the delivery, service and the empathy that you have showed towards them.


is on the basis of the particular products and services empathy that they have shown. The empathy has played a very, very important role.


entrepreneur yourself, you would be seeking support of people. You would be needing support of


investors customers so if you're not humble if you're not empathetic then there is a big opportunity loss you will be losing opportunities


To help other people come out of crisis. A simple way of doing this is that you can start helping your friends and family come out of their business crisis. You can help.


And the person used to make excellent pani puris and excellent bhel puris. But I noticed that there is least amount of cleanliness at his place. The place is not clean.


I just told him in his ears that, hey, man, you need to work on cleanliness. You have excellent product. Just clean up the entire flooring. People have, you know, spit in near the garbage bin. This has to be cleaned every day.


I mean, when I helped him, although he was not in a crisis, but at least that action really helped him. So similarly...


training that will happen in the process is very critical.


personal lives or the decisions that they want to make. I mean...


So thank you very much. I have completed this presentation. Thank you so much for being with me and listening to this journey of being an excellent entrepreneurial mindset, of developing an excellent entrepreneurial mindset.


So in this presentation, we are going to talk about business model canvas and building a minimum lovable product.


We have no choice, but we have to create minimum lovable products. See, recently we had a Coldplay concert, right? And I was just noticing like this guy has actually created a kind of a product which people, I think, love. The kind of money that has flown in the entire concert economy, I think, thanks to Chris Martin and the entire band Coldplay. But I noticed one thing, this guy, to create a minimum lovable product.


colonial times he spoke in Marathi here in Maharashtra he spoke in Gujarati in Ahmedabad so he tried everything


on the surface we are enjoying the concert but actually it's an experience it's not about the singing aspect of the concert it's about the entire experience like the fireworks that you see the various like like like getting guests on on stage is also creating an


Hundreds of people seeing that, hey, like he got one of us to come on stage and spend 10 minutes with him. So that's also part of an experience. So the central point is that he created an experience for about lakhs of people.


Top 5 reasons why any companies would be succeeding. Okay. Any guesses guys? Any guesses on top 5 reasons why companies succeed? A lot of people will say funding. A lot of people would say...


Then the team. So timing and team takes care of 60% of the products. Timing and team. Then the idea, business model and funding.


And then the idea, then the model, and then the funding.


See, usually to start any business, you may need funding, but more than that, you have to understand the timing. Let's discuss this with an example. What happened during COVID?


A hotel was supposed to be opened that day. A five-star hotel, okay, which has so much of money invested.


Now I am taking this extreme example but just to make a point that


supported zoom and that's how they actually build a business they in fact even launched an ipo during that time so the goal is that whatever business that we do we have to see and understand and map the current demand


See, more than business idea, the insight is important based on which the product and service is being created. That insight will actually help you build a business.


To focus on the initial stage, what is more important is why. Whatever business you do, whatever...


You would enjoy him most when your why is sorted. When you know that


Then focus on the impact. See, I have recently learned a very important aspect that what all of us as human beings are searching for.


These are the two things that we are searching every day in every work that we do. Now,


Imagine the kind of world and the society you would create.


As you start your product or business, let's say,


Now, imagine a scenario where you understand the reasons why the money has been invested in that company so that you come to know.


Now the next part is that you have to network horizontally as well as vertically. Now understand what is networking horizontal and vertically.


you know, with whom you are exchanging work and projects. Now, that is a beautiful way of networking because tomorrow all of you would be growing in your respective careers and could support each other both in form of business or otherwise. At the same time,


Talk about your production service and in fact, give a soft pitch or, you know, discuss about what you are up to. Now, these two things have to go hand in hand.


invite a series of problems that you could be solving now in that


And I think we discussed this in the last presentation as well that you have to focus on your strengths. You have no choice but you have to focus on your strengths. See, focusing on your strengths will strengthen the


Now let's say if I were to offer you a blueprint or a series of questions that you may want to ask yourself while you build your business is that what pain point you are trying to solve?


Can you charge the customers and how much? Now, if you are able to answer this question,


A roadmap for yourself. A roadmap which you can follow or a blueprint that you can follow for a few months. There is a chance that you might reiterate but that will help in your business.


Although this might sound very simple, but at the same time, you have to keep it as a tracker in front of you and do it in a way that it is now being explained.


create a product or a service let's say in here we still call our product our service or rather


Then derive information and data from it.


This process will go for a long time. And in fact, this is the process even big companies they use. And that is how they are able to create new products or new product line.


understanding of how each of these steps play a very critical role.


some of the important learnings that can be of value as you build your journey.


Provides content for early stage companies. Your story.


There are so many networking and startup communities such as Techstars, Seedstars, Pushstart. You can be part of this. And then there are startup support organizations such as Incubators, Accelerators, Seedinvestors.


So, understand this.


face the uncertainty thankfully today we have we also have ai tools that are reducing the margin of uncertainty and


In the previous slide or the previous presentation, we spoke about top 20 reasons why startups fail. Now let's focus for some time on top five reasons even why


A lot of many companies are building products and services that nobody really wants. Now, this is...


तो पूरी पूरी पर भागता हो। देखिए, नहीं...


their plight that they have to you know ask they have to settle for less but it is for you also to look at the entire


Third is lack of focus. Now imagine, lack of focus could be a very big mistake. Because as an entrepreneur, you may want to do 10 things. And already the world is ready to distract you.


Actually be mindful, actually be creative so that you do not lose focus on tasks and responsibilities that you have.


Sales and marketing is very, very important because we are living in the times where social media


One elephant in the room I would like to address is that


needs, why they have joined to become the co-founder. So you have to manage those expectations. That is very important.


the business has to sustain and a capital that is being earned in the business is not being managed well. So that is also very important and sometimes people spend up too much of money.


that you know you have your own say in the organization so we end up investing money which is investing money in products and services or equipments for the organizations which is not needed now that is also one way of losing money in your own business


You know, asking help is very important. It's okay. It's okay to be vulnerable. It's okay for others to understand, you know, what you're going through.


See, we can't ignore a social media platform. People would want to know more about you. People would want to be 100% informed on what they are investing in. So you have to work on it.


Now, some perspective shift is also very important. So here are a few things which we have to introspect.


But if you were to create an inclusive atmosphere and if you were to create a business,


Next is reacting and responding.


Because a respond or a response is planned, informed decision in action. So that is very critical.


If a particular person's competence or behavior is not serving results, then you have to coach and make that person understand that.


It is their experience and how they're experiencing their life within is a major cause. And as an organization and as an entrepreneur, where you would be needing a lot of support from people, you have to empathize with that.


We have our fans. We enjoy our favorite artists. Even Coldplay has come. He has a team, right?


My point of view versus perspectives. Now, a lot of decision makers have their own point of view. They have their own way of looking at it.


But if you look in their final stages of their life, they were not really happy.


Self-obsessed versus being inclusive, as I said earlier, right? You know, again, it's the product of social media that we all have become self-obsessed to an extent.


being inclusive being inclusive is a skill being inclusive is so important today that


You know, we might feel alienated in the process. We might feel alienated in the process.


You know, we live in a gratification economy. We live in a times where we want quick success. We want to become quick, rich, but it doesn't help. It doesn't help.


Sustainable value for all the stakeholders.


There is a very thin line between fulfillment, obsession, intention, and boredom. Now, what is important is that


More than fulfillment, intention is important because it's the intention to really feel fulfilled and cherish the impact or the intention is that I will make five times more money. So that space, is the space greed or is the space where the mind


science says data says even during the times of kingdoms you know at least sleep everyone used to sleep on time so what is more important is that do your work


Take rest, spend time with your family, spend time with your loved ones because ultimately you are seeking fulfillment and work is one part of fulfillment.


The mathematics of all these aspects of fulfillment is going to enrich your life and create a profound experience that you are seeking. That is very important. So, see.


Maybe they are lacking a perspective because in these many years, they have seen a particular journey in a particular way. And I'm not denying that they are not working for middle India or they are not working for society. And of course, if they are not motivated to the extent that they are motivated, you know, they may not be able to produce or add value to the economy. But if you see in India,


right work-life integration alignment so that


today we are going to look at some essential tips that can help you take control of your finances let's dive in first up budgeting it's the cornerstone of financial help


And speaking of saving, let's talk about how to make your money grow.


Emergency funds are another critical aspect. This fund protects you against life's unpredictable moments.


Remember, managing your finances is a continuous journey. Start small, stay consistent, and your financial health will improve over time.


Many people shy away from investing because it seems complex or risky. But investing is essential for growing your wealth over time. The first step is education. Understand the basics of stocks, bonds, and mutual funds. Knowledge is power, especially when it comes to your money.


It's also important to understand the concept of diversity. Don't put all your eggs in one basket.


Investing might seem daunting, but taking the first step is half the battle. Educate yourself, make informed decisions and watch your investments grow over time.


First, let's discuss the importance of asset allocation. This strategy involves dividing your investment portfolio among different asset categories, such as stocks, bonds, real estate, and cash. The goal is to minimize risk and maximize returns by adjusting the percentage of each asset in your portfolio according to your risk tolerance, financial goals, and investment timeframe. Next, we explore the benefits of compound interest. Albert Einstein famously called compound interest the eighth wonder of the world. It's the process of earning interest on both the money you have originally invested and the interest you have accumulated over time. To capitalize on compound interest, start investing early and allow your investments to grow over time. Reinvest. Investing the returns to generate even more wealth.


Let's also talk about the role of a financial advisor. A good advisor can provide personalized advice tailored to your specific circumstances. They can help you navigate complex financial situations, adjust your investment strategy as your life changes, and offer insights on tax implications and retirement planning. Finally, stay informed about global economic trends. The financial markets are influenced by economic conditions around the world, from interest rates and inflation to political events and natural disasters. By staying informed, you can better anticipate market movements and adjust your investment strategy accordingly.


Thank you for joining today's session on finance. Remember, every step you take is a step towards a more secure financial future. Stay curious, stay informed, and most importantly, stay invested.


Understanding these policies helps ensure that you're not caught off guard as you approach retirement. Lastly, regulatory changes in the financial markets can affect how you invest and manage your assets. New regulations can introduce or eliminate investment opportunities and risk factors. Being proactive about understanding these changes can help you navigate the complexities of investing more effectively and safely.


Insurance, in its various forms, acts as a safeguard, providing financial security and peace of mind. It's about transferring the financial risk of life's uncertainties to an insurance company, which in turn provides you with coverage against unforeseen losses. This concept isn't just about making a wise financial choice. It's about ensuring a stable future for yourself and your loved ones. Let's start with the basics. Why is insurance important?


Firstly, consider health insurance, a critical type of coverage that often comes to mind when we think about insurance. With rising medical costs, having health insurance is essential. It covers or significantly reduces the costs of medical treatments, surgeries, prescriptions, and sometimes even preventive care, which can otherwise deplete savings rapidly. In a sense, health insurance not only safeguards your health, but also protects your wallet from the high costs of medical care. Next, let's talk about life insurance, which plays a pivotal role, especially if you have dependents. Life insurance provides your beneficiaries with financial security in the event of your untimely demise. It can help cover living expenses. Life insurance provides your beneficiaries with financial security in the event of your untimely demise. Think of it as a critical step in responsible financial planning. Furthermore, we must not overlook property insurance, which includes homeowner's or renter's insurance. These policies protect your home and belongings from risks like fire, death, or natural disasters. Considering your home is likely one of your most significant investments, protecting it should be a priority. Property insurance can help you rebuild after a loss and continue your life with as little disruption as possible. Auto insurance is another essential coverage. It not only fulfills a legal requirement in many areas, but also covers the costs associated with car accidents.


Taking the time to regularly review and adjust your insurance policies is just as important as any other financial decision you make.


It's time to awaken your senses with the rich, irresistible aroma of Morning Bliss Coffee.


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Dive into a bowl of Sunrise Crunch and watch the sun come up on your vibrant, energetic day. Thanks for tuning in, folks. Remember, every day is a fresh start with Sunrise Crunch. Have a fantastic day ahead filled with smiles and sunshine.


Every sip bursts with a vibrant blend of flavors that's sure to awaken your taste buds and brighten your day. Picture this. You are basking in the early morning light. A chilled glass of citrus splash juice in hand, brimming with nature's best flavors. Every gulp is like a refreshing dip in a cool, sparkling pool, leaving you energized and ready to tackle the day ahead. And here's something for the heart as well as the palate. With every bottle of citrus splash you enjoy, we contribute to local community gardens, promoting green spaces in urban areas. Drinking citrus splash isn't just for you. It's good for our planet too.


It's available at your nearest grocery store or can be delivered directly to your doorstep. Embrace the burst of citrus that turns an ordinary morning into an extraordinary one. Citrus Splash Juice. Brighten your day with every sip. Visit our website at citrussplashjoy.com or give us a call on 800-232-1234 to order your fresh start. No matter if it's a busy weekend or a lazy Sunday, let every morning sparkle with a splash of citrus. Here's to a brighter, zestier morning with every sip. Remember, Citrus Splash is more than just juice. It's a daily celebration of life. Enjoy your day and keep sipping the sunshine. Hello, radiant listeners. Are you ready to step into a world of freshness and fragrance? Let's blossom together with Petal Soft Fabric Softener, where every wash brings your clothes closer to nature. Petal Soft transforms your laundry experience. Imagine wrapping yourself in fabrics so soft. Every thread whispers comfort and every fiber caresses your skin. Infused with the essence of wild lavender and sweet jasmine, our fabric softener leaves your clothes not only incredibly soft, but also delightfully fragrant.


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That definitely sounds frustrating. I'm so sorry for the inconvenience this has caused. To start, can I please get your account number or email address to pull up your details?


Thanks, Sarah. Give me one moment while I look into this.


Okay, well, that's a relief. It's not just on my end. So, how do we go about fixing it? Absolutely. First, let me process a refund for the extra charge immediately.


Do you happen to have multiple payment methods saved to your profile by any chance?


let's remove the older card and make sure you are only set up with the current one problem solved


Oh no, that's certainly not what we want. I apologize for the trouble. Let's get this sorted out. Can you provide me with your order number, please?


Thank you, I see that order. Let's confirm the issue. Were there any strange noises when it switches off? Or perhaps a burning smell?


Okay. Given that it's a new item, a replacement would be the fastest solution. Would you like me to process that for you? That would be great, yes. Wonderful. I'll initiate the replacement. And you should receive a new kettle within the next week. As for the defective one, there's no need to ship it back. Just please dispose it off responsibly. Wow, that's surprisingly easy. Thank you so much.


Okay, let's troubleshoot this step by step. Can you first tell me what operating system you are using? Windows or Mac? I am on Windows 10. Got it.


Yes, I downloaded it and started the installation, but I'm getting an error message about missing files or something.


Let me try that. Okay, disable the antivirus, but I'm still getting the same error.


Hello, I love your products, but I'm having a really difficult time finding what I need on your website. The search bar keeps giving me the irrelevant results.


I am interested in propylos with a geometric pattern, preferably in blue tones. Got it. We have a great selection of those. Since our search tool seems to be acting up, let's explore by category instead.


Okay, I'm there, perfect. Now on the left hand side, you should see filters for color, shape and pattern. And here you can select blue under colors and geometric under patterns.


I think I can take it from here. Thanks so much for your help.


I completely understand your concern. Food safety, especially with allergies, is our top priority.


It's peanuts, specifically. Even trace amounts can trigger a reaction. Absolutely. All our meals are labeled clearly with allergen information, and we have peanut-free dedicated prep areas. Additionally, would you feel more comfortable speaking directly to our head chef to discuss your needs in detail?


I placed an order yesterday and I just got an email saying one of the items is out of stock. I specifically ordered based on everything being available.


Well, the item was a birthday gift, and I chose it for specific reasons. So, ideally, I'll get the same one. Understandable. Let me see if it's expected to be restocked soon.


If you're sure it'll be next week, yes, that works. But will it arrive in time for the birthday? Let me calculate with expedited shipping. Yes, it should get to you by the date you need it.


Hello, I'm interested in your gym membership, but I have some questions about your various tiers and pricing. It's a little confusing on the website. Absolutely. I'm happy to break down all the options for you.


Well, ideally, I want to come four to five times per week. I'm trying to build strength and improve my cardio. I'm also interested in some of the group fitness classes.


Do you prefer to work out during peak hours, like in the evenings, or are you flexible with your timing? Weekday evenings are usually the only time I have after work. Got it.


No, not right away, but maybe in the future. Let's just focus on the membership itself for now. No problem. The Peak Premium gives you 24x7 access, classes, and includes amenities like towel service and locker rentals.


Hello. I'm interested in placing a custom jewelry order. I have a unique design in mind for an engagement ring. That's wonderful. Creating custom pieces is a speciality of ours. Do you have sketches or inspiration photos to start with?


email is easier. I'll send those right now. I recently bought your smartphone speaker and I love it, but I feel like I'm not using it to its full potential. Do you offer any kind of tutorials or support to learn cool new things I can do?


Perfect. In the app, there's a section called Tips and Tricks that has short videos and guides on various features. Plus, our website has a detailed FAQ section.


Actually, I would love to figure out how to connect it to my smart thermostat to save energy.


Hi, I received an email about my flight being rescheduled, which throws off my whole trip. The new connection time is way too tight.


Well, the confirmation number is AB-1245. It was originally departing at 10 a.m. and now it's 8.30 a.m.


Would you be open to flying out a day earlier or perhaps later in the day?


Okay, let's prioritize finding a flight that gets you there in time. There seems to be an option departing at 2 p.m. with a short layover. Would that work for you?


Absolute. We have accessible rooms designed for wheelchair users. Would you like a roll-in shower or standard bathtub with grab bars?


Great news. We have an accessible room with a roll-in shower on the first floor, right next to the elevator.


If you have a moment, we have a quick survey you can fill out. Is there anything else I can help you with today?


Can you tell me the exact code you're using? It's SUMMERSALE25.


Oh, I didn't realize. I have some other things in my cart too. Let me remove those. There. It worked. Thanks. Perfect. Glad I could help. Is there anything else I can assist you with before finalizing the order?


That's wonderful. We love hearing about our team making a difference. Would you mind filling out a short survey about your experience? Feedback helps us a lot.


Absolutely. We are always looking to improve. What's your suggestion?


In comparison to this product, our product offers very unique benefits. Would you like additional details or perhaps see a short demo? A demo would be great. Wonderful.


No, I think that's it for now. Thanks for your help. You're welcome. Please don't hesitate to reach out if you have any further questions.


Thank you. I see the issue. It seems like there was an error in applying your discount. I'll adjust that right away and issue a refund for the overpayment.


I'm looking for a gift for my friend who loves painting. Do you have any recommendations?


Based on what you have shared, I think product A or product B would be great choices. You know, this is what product A offers you.


I'm trying to find some contact details on your website, but I'm having trouble navigating.


Aha, got it. Here's the easiest way to find that information. Okay, you have to go to this particular link. Got that? Okay, and now click this link. Okay, got it? Thank you.


You made my day. That's so kind of you to say. Is there anything else I can help you with today? I'd like to order a sandwich, but it's showing out of stock.


Unfortunately, we don't have an exact restock date yet. Would you like me to notify you via email when it becomes available? Yes, please. Great. I'll add you to the notification list.


I love your product, but I wish it had this feature. Would it be possible to add that in the future? Well, thank you for your feedback. You know what? We always appreciate suggestions. I'll submit your request to our development team for consideration. Hello, I would like to initiate a return for an item I recently purchased.


The order number is 1, 2, 3, 4, 5, and the item didn't fit correctly. Okay, I can process the return for you. Here's how it works. Okay, this is what you need to do. This is step one, step two.


Hello, I'm having some major buffering issues with the movie, and I've tried all the basic troubleshooting. Okay, I understand. Let's work on fixing this.


Okay, my email is this, and the movie is The Outsider. I'm trying to watch it on my laptop. Thanks. Just to confirm, is your laptop connected to Wi-Fi? Yes, it is.


Sometimes a simple restart can do the trick. Please go ahead and restart your laptop.


No, that's it. Thanks again. No problem. It's my pleasure. Have a great day.


Okay, let's figure this out. Can you please provide your Gmail address? Sure, it's abc at the rate gmail.com.


All right, let's try a few things. Have you tried clearing your browser's cache and cookies? No, I haven't. Okay, I can walk you through how to do that.


Okay, don't worry. I'm going to escalate this to our account recovery team. They will be able to help you reset your password securely. Can I get an alternate email where they can contact you? Sure, it is this...


In the meantime, is there anything else I can help you with? I think it's all for now. Thanks for your help. You're welcome. Have a good day. The software I use for work keeps crashing and I'm losing my progress. That can be frustrating. Can you tell me which version you're running and your operating system?


Okay, this sounds like a known bug. We'll need to collect more information. Could you walk me through the steps that caused the crash? I want to return a dress I bought. It wasn't quite right for me.


Unfortunately, our policy requires tax for returns. Can I offer store credit or help you find an exchange?


Well, the battery life typically lasts up to seven days on a single charge, depending on how often you use the heart rate monitor and other features. Perfect. I think this must be the tracker for me. Do you offer pre-returns in case it doesn't work out?


You're welcome. Is there anything else I can help you with today? We also have a variety of fitness apps that work seamlessly with the Fit Active Tracker. No, that's all for now. Thanks again.


Remember the freedom of your first bike ride? The wind in your hair. The thrill of adventure at a corner.


Designed with both tradition and innovation in mind, our bikes are built for those who cherish the ride as much as the destination.


These aren't just bikes, they are the backdrop to heartfelt memories and new adventures. Crafted with care, each bike is a testament to quality and endurance. From the smoothness of the gears to the comfort of the ride, every detail is designed with you in mind. Because at Heritage Cycles, we believe a bike should last a long time, growing with you as you navigate the roads of life.


Visit us at Heritage Cycles, where every bike is more than just a ride. It's a part of your family's legacy. Find us in your neighborhood or online at heritagecycles.com. Your next chapter is just a pedal away.


Thank you for listening, dear friends. May the road rise up to meet you. And may all your journeys be safe and beautiful. Remember, with Heritage Cycles, you're never just riding. You're making memories.


Welcome to Homeland Spices, where each jar is more than just an ingredient. It's a bridge to the past and a celebration of heritage.


Homeland Spices brings you that authentic blend corrupted from recipes passed through generations. Recipes that have seasoned our life and our dishes with love and care. With each spoonful of our masala, you're not just adding flavor to your meal, you're stirring in the essence of home. Our blends are made with the finest ingredients sourced directly from local farmers, ensuring that every dish you cook is infused with the finest quality and the deepest flavors. At Homeland Spices, we believe that cooking is an act of love, a way to connect with our roots and share our culture with those we hold dear. Whether you're preparing a meal for a festive celebration or a cornerstone, why dinner with your family? Our spices add not just taste, but also a soul to every bite.


Explore our range of spices at your local grocery store or visit us online at homelandspices.in. From our homeland to your home, let's keep the flame of tradition burning bright.


Thank you for making us a part of your culinary journey where every dish tells a story.


There's something special about wrapping yourself in a sweater that feels like a warm hug. At Woolen Embrace, our sweaters are more than just clothing. They are a comfort.


Every stitch tells a story. Every thread weaves a memory. Our sweaters are crafted with the love and care of artisans who understand that a good sweater does more than just keep you warm.


Remember the cozy nights by the fireplace, the brisk walks in the park during autumn, or the joyful family gatherings during the holidays. Woolen Embrace brings all those moments closer. With sweaters that are knit from the finest wool, designed to be as enduring as your fondest memories. With a Woolen Embrace sweater, you're not just wearing a piece of clothing, you're carrying a piece of heritage. Our sweaters are made for everyone in the family, from the playful toddlers to the wise grandparents, ensuring that everyone can feel the warmth and love.


every hug and every step in the chill of fall and the bite of winter.


Woolen Embrace, wrapped in warmth, wrapped in love. Thank you for letting us be a part of your family's wardrobe, for letting us make your chilly days a little warmer and your memories a little sweeter. Stay warm, stay loved, and remember, with Woolen Embrace, you are never just dressed, you are embraced.


Good evening to all you lovely listeners out there. Have you ever wondered why a simple flicker of light can be like a whisper of peace?


Every candlelit whisper is meticulously crafted by artisans who believe that a candle should do more than light up a room. It should illuminate moments. Our candles are made from natural, eco-friendly wax infused with scents that capture the essence of serene landscapes from lavender fields to misty forests. Think back to those quiet evenings at home, the soft conversations over dinner or the moments of reflection in your favorite nook. Candlelight Whispers enhances these experiences, making every space a sanctuary of calm. As you light a candlelit whisper, watch how the dance of the flame synchronizes with your breath and the aroma fills the air, transporting you to a place of peace. These candles are more than decor. They are a bridge to moments of serenity that we all cherish. We invite you to explore our collection of fragrances at your nearest home decor boutique or visit us online at candlelitwhispers.com. Discover how candlelit whispers can transform your home and your moments into soothing escapes. Candlelit Whispers. Light your way to serenity. Thank you for choosing our candles to brighten your evenings and soothe your soul. Candlelit Whispers.


Isn't it wonderful how a simple bath can wash away the day's worries? At Serene Soaks, our luxurious bath products are more than just soap and bubbles. They are your personal oasis, a sanctuary where each bath becomes a ritual of renewal. Our handcrafted bath salts, oils and soaps are infused with the finest natural ingredients and essential oils. Each product is a testament to our belief that true relaxation comes from the harmony of body and mind. Picture yourself slipping into a bath that welcomes you with a calming scent of chamomile. The region. Juvenating aroma of eucalyptus or the soothing whisper of lavender.


With serene soaks, each bath is an invitation to pause and reconnect with yourself. It's about honoring your need for quiet, for pampering, for reclaiming a moment in your busy day. Whether it's a morning ritual to energize you or an evening soak to help you drift into peaceful sleep, our products are perfect to enhance these daily rituals with a touch of luxury. Explore our exquisite range at select boutiques or shop online at serenesoaks.com where you can customize your bath experience with our array of scents and products. Let Serene Soaks help you create an atmosphere that not only cleanses your skin, but also soothes your soul. Serene Soaks, where every bath is a journey to peace. Thank you for allowing us to be part of your self-care routine, where we help make your simple acts of self-love into profound experiences. Rest well, embrace tranquility, and remember, with Serene Soaks, you are not just taking a bath. You are immersing in awareness. A world of calm. Enjoy your evening, and let Serene Soaks guide you to a night of peaceful, restorative slumber.


Introducing Stride Forward, running shoes built for those who do more than just run. They chase horizons with every step. Feel the fusion of innovation and inspiration under your feet. Stride Forward shoes aren't just crafted, they are engineered for endurance, for speed, for the moments when giving up seems easier.


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These shoes are designed for the dreamers, the fighters, the relentless spirits who thirst for achievement and thrive on challenge. Every path you choose is a testament to your resolve. Every finish line crossed a mark of your courage. Strap on a pair of stride forward and transform potential into progress, ambition into achievement. This isn't just a run. It's a revolution. It's your feet pounding the path of untold stories, of unsung heroes. Join us and together let's stride towards a new dawn filled with possibilities and promises fulfilled. Step into your stride forward. Step up to the challenge.


Stride forward, not just a shoe, but a declaration of intent. Run with purpose, run with passion, run with stride forward.


Visit Vanguard Motors at this website or stop by our showroom to witness the future of driving. The road is calling. Are you ready to answer?


Every second counts. Every moment matters. Introducing Kronos Precision, watches crafted for those who don't just pass time, they master it. Timekeepers, not just for hours, but for epochs. With Kronos Precision, experience the art of horology redefined. Every timepiece is a testament to craftsmanship, where elegance meets functionality. Our watches are designed for the discerning, for those who see beyond the fleeting and grasp the eternal. Imagine a watch that tells more than time, tells your story. Kronos Precision watches are companions through the journeys of life, be it a climb to a mountain peak or the rush of a boardroom conquest. They are built to endure, with materials as resilient as your spirit, and designs that reflect both tradition and innovation. Every tick is a call to action, a reminder of the fleeting nature of time and the power we have to shape it. With Precision Engineering, our watches don't just mark time, they define it. This is about precision that empowers, design that inspires, and durability that lasts. Join the elite who wear Kronos Precision as a badge of honor, as a declaration of intent. It's more than just a watch. It's a tool for those who carve time, who seize moments, who lead lives of relentless pursuit.


Time is the ultimate luxury. Spend it wisely. Wear it proudly.


And the choices determine our destiny.


Sometimes some of these choices are not very apparent.


Our brain can make subconscious decisions without us even knowing about it. And these decisions are what we call as habits.


And a combination of all this is making us the person that we are today.


Habits are a very natural thing for human beings. Our brains like habits because they help it conserve energy.


So every situation that you encounter, take a pause. Consider all the choices that you have. Some which your brain may be telling you to choose.


and then make an informed decision. Because choice that you make is finding your destiny.


Make a choice which may seem difficult because the road to your dreams, the road to your aspirations may not be simple.


So, this is a message to you. This is a message to all of you who are trying to make a life for yourself. In every situation, consider the choices that you have in front of you.


even in those moments, if you reflect back on some of these moments that you've had in life.


Maybe you were not prompted, maybe you were in fear, maybe you were under pressure, maybe you were under stress, but there was always a choice.


Because it helps it conserve energy. That's a very natural part of our body chemistry. But being comfortable may not be.


So make a choice in every situation. Consider what are all the options available in front of you. Some may be obvious based on your education, your experience, your knowledge of that particular situation. Some which may not be very apparent. Some which may require you to think out of the box. Yes, think abstract, but they are choices that you need to consider. And when you do that, you will suddenly realize that there are so many other things that you can do in a particular situation more than just that one thing which appeals to you more often than not.


So right from the time that your alarm rings,


But on the other hand, if you fall prey to the comfort and just shut off the alarm and go back to sleep, maybe it is actually taking you away from the goal that you would have desired for yourself.


Okay, so I wake up at around 5, 5.15 every morning. The purpose is just get ready. And by 6 o'clock, we have our workouts. So we work out on every alternate day. One day we run and one day we work out. Now, when I say work out, there are different parts of the body that are the focus. So it's probably on a Tuesday, we focus on our legs. Okay, or Wednesday, we run, we do a hill run. Okay, an inclined run to build your endurance. Thursday is the focus on your core. Because as a runner, it is very important that you focus on your core. Your core muscles have to be very strong because that's what is going to keep you on your...


So I am a mechanical engineer and I worked in various corporates, initially in sales and marketing, and then I moved into IT. And I was in different companies. I worked in total for about 25 years in many corporates. And in 2016, I made a switch into what I'm doing today, which is leadership coaching and corporate and leadership training. Now, why did this happen? So like so many others, even if you ask somebody today who is working in a corporate house life and they'll say, oh, it's so hectic, there's so much of stress, so much of conference calls and so on. Not that I was frustrated, but I believed that there is so much more that I could do. And because I was in a job, there were a lot of restrictions. I couldn't do a lot of things legally, as well as there was no time because work was indeed, there was a lot of work, even weekends sometimes used to be in calls or doing some work or the other. So in 2015, that's when the realization came up saying that, OK, I think I need to do something else. But what? OK, something that I need to do, which would also give me the money. It's not only about interest. OK. Interest is not going to pay your next EMI, right? So you need something which will also give you money. And I explored, I started reading, I started talking to people. And one fine day, I had this conversation with a senior leader in the company that I was working. She had undergone a coach coaching program. She had gone through a training to become a coach. And we had a conversation about coaching. Until then, I had not heard about coaching. OK. It might have been a passing mention, but I never heard about it. So I went to, I browsed the internet, went through all the information that I could find about coaching. And I realized that this is something which probably is of interest to me. And I had a conversation with this colleague of mine in the company that I was working. And she said, Ram, why don't we do a coaching session? And she did a coaching session for me. I mean, she was my coach. And in that hour and maybe a little more conversation, I began to realize that during my corporate life, what was making those days interesting, those moments interesting, were the moments that were spent in either training. OK. In my job, I used to do a lot of training or in mentoring, because as a leader, you're supposed to mentor your team. So I would do that on a regular basis. And I realized in that coaching session that I may have delivered a lot of work for my companies. I would have got some appreciation for it. But what was giving me those moments of happiness were those sessions with the team, those mentoring sessions or those training sessions. The feedback that I would receive from those individuals or groups, and some of them were like, you know what, those 30 minutes that you spent with me made a difference for me. These kind of feedback was what was giving me the happiness and satisfaction.


That is where, Raj, my decision to get into coaching, the seeds were sown in that particular conversation. And I did research. I understood what is necessary, what I need to do to become not only better, but to start that journey. Saying I needed to get some credentials for the world out there to say, OK, here is a coach and I'm ready to pay for this person's services. So that was the transformation, Raj, from corporate life. I acquired the necessary certifications and then I realized, OK, I now have the weapons to move into the world and tell the world I am here.


bucket list has been filled with many different things through my through my life okay initially it used to be more uh things like a house a car and and things like that but uh more recently it is filled about what is it that i can do for uh for others okay so more of most of my bucket list is about the the marathons that i can run and collect funds and build girls toilets in rural areas okay this is something that myself and my wife have been passionate about for the last eight odd years we have built multiple girls toilets in schools in rural areas and i believe that is something i will want to do till my my last breath you


I think that is another thing in my bucket list. Right now, we have completed 40 donations of platelets. That is something I want to go beyond 100. That is in my bucket list. The other is about visiting places. Go to different destinations, not only for a holiday, but for different experiences. There are different holidays where you get different experiences. For example, we had gone to Ladakh, Leh Ladakh, three years ago. There was, of course, the tourist part of the holiday, but there was also the part of going to a monastery and spending half a day there, just meditating. Not something that we do on a typical holiday, but that also gives a different experience. So talking about my bucket list, doing things like building toilets, more toilets, doing platelets, taking... Making that count beyond 100, visiting as many places as I think I can, and as part of my work as well, adding value to more and more lives. I think these are the four which top my bucket list.


I was, even in my school and college, if you ask most of my classmates who was Ram, they may not even remember who I was. I was that faceless person sitting in one corner who would be just quiet during the class and also would not make too many friends outside. This is the person that I was. Now, in my engineering college, and I would like to relate to this incident because it's funny as well as it's inspiring. I had this friend called Shabu Matthew. He was the exact opposite of me. He was the biggest extrovert that you can see. He would talk to anybody on the street, somebody that you never would have met before. So I happened to become friends with him because he lived in Thane, very close. And I did my engineering college in Pune. So we met when we were boarding a train at the Thane station and we became friends. And it's very easy to become friends with Shabu Matthew. And I would accompany him to college. And right from the watchman, the security guard at the gate, he would have something to say to them. And they would know him by name. Every person you... Or in college, every person that you meet along the corridors, they seem to know who he was and they had something to say to him. And he, of course, had something to say to them. And in all this, I was kind of invisible, even standing next to him. Nobody would even notice me because I was silent and I was not even contributing to that conversation. And believe me, at that age, the age of 18, 19, 20, of course, you want girls to also look at you. There are girls that you admire, you want to become friends with and so on. And every girl in the college would know Shabu Matthew. And even though he would introduce me to some of them, the next conversation, they may not even know who I was. So this was how my engineering college days was. Pretty silent and kind of a nobody, if I may call it. Nobody would know me. Invisible person. But that friendship with Shabu Matthew made me realize that if I remain that invisible person, the world will not recognize me. The world will not know who I am. And that would mean that a lot of what I want to do will not happen. Because the world is not there to take care of every person out there. You have to make the difference. You have to make that connections. So those four... The four years that I spent with Shabu Matthew, he's still one of my very good friends. Those made a difference to my life. So in engineering college, I didn't learn a lot of engineering. I learned about how I can be a different person. What is it that I need to do to make a life for myself? So interesting because post my engineering, I did my mechanical engineering. I worked in that industry for maybe four or five years and then I switched to IT. So all that. So the mechanical learning, the academic part of it, maybe did not really help me. But the fact that I met this individual and learned some life lessons, I think that is the learning that I got during my engineering days.


Time is something which I believe is the most precious resource that we have. And you know what, when we are in this, we have this life, the life is not endless, right? There is a finiteness to our life and it is the time which defines how much we are living. And if we don't respect time, I think that is something that makes my blood boil. And I am a stickler to time. If somebody says, okay, the meeting is at 10 o'clock, I have to be there five minutes before 10, irrespective of whether that person is there or not. And when I see the other person not respecting my time, believe me, that is what angers me. I'm not a person who gets angry too fast. But if I see that somebody is not respecting my time and not respecting theirs as well, I think that is... That is what something that I hate. And if I elaborate on this, respect for others. And in our country, the biggest problem that I see today, people talk about population and literacy and all that. I think the biggest challenge that our country has is people don't respect the others. They only... Everybody is self-centered. If I am in my car, I will find the fastest way out of it, even though by doing that, I have caused a traffic jam behind. I don't care. Right? This is something I really hate. When... If I can... If we can live for others, and there are so many good examples, even if we go abroad, we come back and say so many good things about that country, saying, okay, everybody was disciplined. They were all standing in a queue. They were entering the train. They were entering into a bus, one behind the other. Why can't we live? Why can't we bring that discipline back home? The moment I land at the airport and I take the first step out of the airport, I jump a signal. Okay, why do we have to do that? Why can't we be disciplined? Why can't we think of others? And there are so many examples. The Japanese, for example, in the World Cup that happened...


Okay, what makes me happy? Okay, so...


These are the moments which kind of make your life interesting, make your life exciting. But what also happens is as you grow older, as you go into that so-called middle age, we somehow lose, we are so involved in the day-to-day, whether it is work, whether it is responsibilities, whether it is health issues, that we stop looking forward to something in the next day, the next week and the next month.


They're just living their life, just whatever life is throwing up for them and they're responding to it. I think this is when you start feeling, getting the feeling, saying, what am I living for? So I believe that if you want to live that life, that you look around and say, how can this guy at 60 years of age be so active and still do what he or she wants to do? I think it is about having something to look forward to every day. So that's a suggestion, that's a message, that's an advice that I would like to give to anybody who is at that threshold of becoming a senior citizen. Yes, there are other kind of fears that may also crop up. But if you can ensure that there is something to look forward to every day. It could be. I said adding a smile to somebody's face, giving, educating somebody, maybe even being a runner. I could say ensuring that you set a target for yourself, saying tomorrow I will run that extra kilometer. These are all something which keeps you alive, which makes you think, saying, OK, how can I, how can I do it? How can I better myself from what I was today? So this is a message apart from all the other things, keeping yourself fit and healthy. And taking care of your finances, etc. One message is have something to look forward to every day of your life. And let for aboutいただ pretty much anything in the right path or in the wrong direction. And to simply consider keeping your condition. And this is a message I would send out to everybody out there. May it easy for you. Thank you for listening.ь


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Learning a new language is a big step. And even if you've already learned some English, deciding to go further takes courage, commitment and curiosity.


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This course is designed especially for intermediate learners. People like you who already know the basics but want to feel more confident, natural and fluent when speaking, listening, reading and writing in English.


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Whatever your reason, I am here to help you grow step by step and actually enjoy the process. So, how will this course work? Let me walk you through it.


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We will also look at pronunciation, intonation and even some cultural tips so your English sounds more natural and more clear.


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Sometimes, I'll ask you to repeat words or sentences after me. This helps strain your mouth and ears at the same time.


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You can pause, repeat or rewind any part as many times as you like. You are in control. Go at your own pace. And remember, this is a safe space. Making mistakes isn't just okay, it's necessary. Every time you make a mistake, you are learning something new. So don't be afraid. No one's judging you here.


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Here's a little tip before we begin.


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We'll start, we'll start simple and then slowly increase the challenge. But I promise, you will always feel supported. By the end of this course, you will notice something beautiful. Your sentences will flow more easily. You will understand more in conversations. And you will feel more relaxed and natural when using English.


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In Lesson 1, we will review and expand on common greetings and introductions. How to say hello, how to start small talk and how to sound polite and confident when meeting someone for the first time.


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Think about it. Almost every conversation starts with a greeting. And first impressions really matter. If you can start a conversation smoothly, everything that comes after feels easier.


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First, the most basic greeting. Hello. Go ahead and say it out loud. Hello. Great. Simple, clear and polite.


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Nice! And for even more casual situations, like with friends or people your age, you might hear, Hey! Now your turn. Hey!


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Now let's practice a few basic introductions. I'll say the sentence and you will repeat after me. Ready? Alright. My name is Sarah.


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Go ahead and I'm and your name.


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Now, how do we ask someone else's name? The polite version is, What's your name? Say it with me. What's your name?


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Try the full thing now. Introduce yourself and ask their name. Awesome! That's a very natural way to meet someone. Let's try one more situation.


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You can also say it's great to meet you.


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Beautiful. You are doing great. Alright, quick quiz. I will say a phrase and you say the correct response. Ready? Okay. I say...


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Perfect. Now I say, nice to meet you.


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Now before we end, here's a challenge. Try to introduce yourself to one person this week in English. Even if it's just for fun. It could be a friend, a classmate or even just talking to yourself in the mirror. Practice makes progress.


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Until then, keep practicing. And hey, great job today. Great job today.


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Hey again, welcome back. It's really great to see you here.


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In this lesson, we are going to focus on one of the most common but most underestimated parts of English.


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But actually, there are so many ways to ask and answer this question, depending on where you are, who you are talking to and how you are feeling. So today, we will explore


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And third, a little small talk practice to keep the conversation flowing. So let's get started with the most basic one.


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Great! That's polite, neutral version. You can use it with anyone. At work, at school, with strangers. Now, try this more casual one.


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Want to sound really casual? Try, what's up or sup. Go ahead, what's up?


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Just remember, when someone says, what's up, they are not always asking for a real answer. Sometimes it's just a greeting and you can just say, not much.


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I'm fine, thank you. And you? Try that with me. I'm fine, thank you. And you?


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Try these one by one. I'll say them first and then you repeat. Ready? Alright. I'm good. I'm great actually. Doing alright.


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These are real, human, emotional responses. You are not just learning vocabulary. You are learning how to connect with people. Want to sound more cheerful? Try this one.


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Honestly, I've had better days. That's okay too. Being real is part of good communication. Alright, time for a little practice scenario.


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Person A, hey, how's it going? Person B, not bad, just got off work. You? Person A, same here, tired but good.


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What's up? Great job. Remember, small talk is like a warm-up. It helps people feel comfortable. You don't have to give long answers. Just be natural.


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Now your turn. See one of those with your own emotion.


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Try to match the tone when you say them.


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Totally exhausted in a good mood today


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Don't be afraid to be real. English is not just about grammar. It's about emotion. Always try to keep the conversation going.


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In the next two days, I want you to start a conversation, even if just in your head or with a friend, using a full greeting. Try something like, Hey, how's it going? I'm doing alright, a bit tired. How about you?


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In the next lesson, we will dive into talking about your day. How to describe what you did, how you feel and what's coming next. But for now, take a moment to feel proud. You are not just learning English, you are starting to live it.


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This is a big one because being able to describe your daily life makes English feel practical and personal. We will go for the same 6-8 minute length with lots of chances for the learner to practice common verbs and sentence structures, talk about routines in past and present, use time expressions naturally and get comfortable with first-person storytelling.


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Welcome to Lesson 3. And guess what? Today you are going to learn how to talk about your day in English. It might sound simple, but this is a big deal. When you can describe what you do every day, from the moment you wake up to when you go to sleep, you are not just practicing grammar, you are learning how to tell your story. So, let's get into it.


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Alright, let's start with the basics. When you talk about your day, you will use a lot of action words. We call them verbs. Now, repeat these with me.


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nice and smooth. Say them again but this time say I before each verb. I wake up. I get up.


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Now, let's add time. Try these. I wake up at 7 a.m. I eat breakfast around 8 a.m. I go to work at 9.


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I start work or school at


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In the morning, I wake up at 6.30, I brush my teeth, take a shower and get dressed. Then I have some coffee and start work at 8.


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Well done! You are describing your life in English. That's amazing progress. Now let's talk about...


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Listen closely. Wake up becomes woke up. Eat becomes ate. Go becomes went. Try these with me.


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Say what you did today using the past tense. I woke up at I ate I went


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Excellent. Now let's bring in some useful connectors to make your speech smoother. Try these. After that, then.


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I woke up around 7, then I had some toast and coffee. After that, I took the bus to work. In the evening, I watched a movie.


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Brilliant! Let's add some feeling to it now. What kind of day did you have? Try, it was a busy day. Today was relaxing.


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Now repeat the one that matches your day.


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Now, here's a fun little exercise that you can do anytime. Every night, take one minute and say out loud.


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Let's finish with one more example. I'll speak slowly so you listen first.


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Now, it's your turn. Use that as a model and speak your own story. Come on, go for it.


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In the next lesson, we will talk about asking and answering questions. A key for making conversations flow naturally. Until then, keep talking, even if it's just to yourself. That voice in your head, make it think in English. You are doing great. See you soon in lesson 4.


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Got it. Thanks for the feedback. For Lesson 6 and onward, I'll expand the explanations to make them more engaging, thoughtful and immersive. With richer instructions that feel like real guidance from a friendly tutor, more natural transitions between teaching and practice, and slightly longer and more connected sentences throughout.


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Lesson 4 Asking and answering questions and keeping the conversation alive.


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Think about it. Conversations don't really work if only one person is speaking. Questions are what open the door to interaction. They show curiosity, invite responses and keep the conversation flowing.


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Part 1. The Power of Question Words Let's begin with the basic building blocks. Question Words These are the words that help you ask a specific information.


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When, to ask about time. Who, for people. Why, when you want a reason.


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These six words, what, where, when, who, why and how are your best friends when you want to start a real conversation.


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Let's now use these words to create simple everyday questions. I'll guide you through each one and explain when and how to use it naturally. Let's start with what.


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What do you do? This means, what is your job or daily activity? Now say it with me. What do you do? Here's another. What's your favorite food?


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Now let's move to where. We use where to ask about places. Where do you live? Where are you from? Where do you usually go on weekends?


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When do you wake up? When is your birthday? When do you study English? Go ahead and make one of your own or answer one out loud.


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Say one and then try to answer it in your own words.


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Why do you want to improve your English? Think about it and then answer out loud. Because I want to...


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Say one now and answer it if you would like.


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Try to avoid short one-word answers like yes or no. Instead, add a little detail. It makes the conversation more interesting and shows that you are engaged. Here's an example.


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Now you try it yourself. Do you like movies? Answer with, Yes, I like. And add more if you can.


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Even if your answer is short, always try to include an extra phrase.


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Part 4. Let's practice together.


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Hi, what's your name? Where are you from?


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Do you like studying alone or with others?


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Final thoughts and practice mission. Let's quickly review what we've just learned.


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Second, practice building your own questions about daily life, hobbies and preferences. Third, answer questions with confidence and try to give a little more than one word.


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Your mission this week is, ask three different questions in English, either with a friend, a teacher, or just out loud to yourself. Think of situations where you might meet someone and want to know more.


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Say them, practice them and make them a part of your voice.


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Until then, keep speaking, even a little bit each day. And remember, you are doing better than you think.


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Hey there, welcome to lesson 5. Now by now, you've learnt how to greet people, talk about your day and even ask and answer questions. That means you already have the structure for real conversations.


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That's what today is all about. Using adjectives and details to describe people, places and things in a way that feel vivid, clear and personal. So if someone says, I saw a dog, that's okay. But if they say, I saw a huge, fluffy, white dog with a happy face, now you can see it, right? So in this lesson, we will explore the power of adjectives how to describe people in a natural way how to talk about places and spaces describing everything with opinions and emotions and of course, practice.


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Now let's look at a few examples together.


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First is appearance, appearance, beautiful, ugly, clean, dirty, colorful, plain.


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Third, feeling or mood. Happy, excited, sad, nervous, relaxed, angry.


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Very good. These are tools for expression. Now let's use them in real situations.


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My best friend is really funny and kind. She has short black hair and wears glasses. She's always smiling and full of energy.


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He's very friendly. She's confident and creative. They are calm and easy to talk to. Now your turn. Pick two adjectives to describe someone. Come on, say it out loud.


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Great. Now, describe how they look and just a few simple details.


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Now your turn. Try combining personality and appearance.


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Now let's move on to describing places. Your city, your room, a favorite cafe, a beautiful place that you might have visited. Here are some of the phrases to help you.


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Now you notice how we use adjectives like quiet, crowded, colourful, modern, old, messy, beautiful, peaceful. Now your turn. Pick a place that you know and describe it in one or two sentences.


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Want to add more? Okay. Say what you like or dislike about the place. I love it because it feels relaxing. It's not my favourite. It's too noisy.


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Okay, now let's describe things, objects, food, clothes, books, music, anything.


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That movie was so boring, I almost fell... That movie was so boring, I almost fell asleep. The book I'm reading is really interesting and full of surprises.


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Now you try, describe something around you or something that you love or hate. Come on, start with this.


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This kind of speaking helps you go from basic to personal and expressive English.


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Now your turn. Pick a place, person or thing and describe it in two or two and describe it in two or three sentences. Use adjectives. Share how it makes you feel.


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So let's just do a quick review. Adjectives help describe people, places and things. You can mix physical description with personality, mood and opinion.


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So your mission for this week is choose one person, one place and one object that are part of your daily life and describe each of them using at least three adjectives. Okay? Say it out loud or write it down and then speak it.


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In the next lesson, we will stalk


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Awesome! You are building a full journey here and I love it. Let's keep going with the same immersive conversational style for the next big milestone.


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So, let's start with the first one. Let's start with the most common ways to talk about future plans. Be going to plus verb.


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I am going to meet my friend this weekend. She is going to study for her exam tonight. We are going to have dinner at 8.


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I'm going to start reading a new book. I'm going to clean my room tomorrow. I'm going to relax and do nothing on Sunday.


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Now let's talk about will. This is another way to express the future, especially when we make decisions at the moment or when we want to promise something. So here are a few examples.


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Now let's try it together. Say, I will and finish the sentence with something that you want to do.


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Try comparing the both. Okay? I'm going to visit my parents this weekend. Versus, I'll visit my parents next weekend. Same meaning, but slightly different feeling.


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Now your turn. Say both versions of something that you are planning to do. Excellent work!


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One day I would love to, in the future I want to, my dream is to, someday I hope to, let's fill in the blanks.


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Now these kinds of sentences don't just show fluency, they show you. They tell your story and that's what really matters.


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Here are a few examples. Maybe I'll go out tonight. I might study later or just rest. I'm not sure but I think I'll move next year.


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And now try, I might. And now try, I'm not sure but I think I'll.


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Now let's bring it all together. I'll go first and then you try. Tomorrow I'm going to work on a new project. I'll probably wake up early, have coffee and get started right away.


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Now your turn. Describe your future, maybe tomorrow, next week or a dream for someday. Start when you're ready. Alright?


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So now let's review everything that we've learned.


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Your mission this week is to talk about weekend plans, your goals and your dreams out loud. You can record yourself, say it to a friend or even write it down and read it out loud.


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Repeat it a few times with your own words. Let the language...